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Low credit score · Unstable employment · Insufficient income · Working in a delisted private company · Not falling into the age limit · Living in an address which is. Balance Transfer Fee: Intro fee of % of each transfer ($ minimum) completed within the first 4 months of account opening; after that, % of each transfer ($. To qualify for personal lines of credit with Citibank Custom Credit Line, applicants need a minimum annual income of $10, or higher. Citibank Custom Credit. The suggested minimum income to apply for the Citi Diamond Preferred Card is $50, However, Citibank may adjust this amount based on your credit history and. credit limit when you receive your credit card. Some limits may be as low as $ Please note that cash advances may be limited to a portion of your credit.
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